I recently tried to buy something on credit for the first time in my life but was refused. They couldn’t explain why but I can only see that its because I have no credit history.

I have no debts and never had a credit card.

How can I get accepted for credit requests?

3 Responses to “How can I buy something on credit if I have no credit history?”

1. jules on August 2nd, 2009 8:40 pm

   Try applying for a gas card. Use it for awhile and make sure you keep up on your payments. Then try for a department store card and do the same thing. You wll slowly build your credit history.

2. litbluealien on August 3rd, 2009 4:58 pm

   You have to get a credit card which is not hard then you buy stuff with it.

   At first you will have a low credit limit, probably around $500 but once you build credit by paying your bills in full, on time your credit limit will rise to probably around $750 or $1000. This may take some time. That’s pretty much how it works. For more info contact your bank. There are all sorts of rewards and such you can recieve from different companies. Make sure you get the lowest FIXED interest rate possible just incase.

3. Frank M on August 6th, 2009 5:43 am

   capital one is an easy qualifier. go online, get the phone #, call them directly and apply for a credit card. done and done

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