I’ve been trying to figure out how I can buy or lease a preowned vehicle with my age (20) and credit history. i don’t have have bad credit but not enough credit history; i’ve been denied several times applying for an auto loan through a bank. I have about $700 to put on a down payment. The problem is I don’t have a cosigner with good enough credit that could sign the car loan with me. And i don’t have a car i could trade in or collateral. It’s seems so difficult with me with so many obstacles. How can I make this happen?

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