OK, I’ve never really understood the whole credit thing. And i dont know if i have bad credit or no credit…but, i can’t seem to get a credit card from anywhere to even build credit? Where is the best place to check out my credit report safelly and help me understand in laymex trems about everything?

5 Responses to “credit Report?”

1. vampyre1282 on October 2nd, 2009 2:05 pm

   is a true free site. there is no signing up with a credit card or anything it just asks you a few questions. Now if you have ever had a cell phone or cable bill or layaway things like that and dont pay they will put the nonpayment on your credit report.

2. Michael T on October 3rd, 2009 12:11 pm

   There are three reporting agencies (Transunion, Experian, Equifax). You can search for each one on the internet. You can obtain the reports from them. There is a free guide at that explains credit repair and debt management. You should check it out also.

   Good Luck!

3. tlk0408 on October 5th, 2009 4:39 am

   Check with your bank to see if they have a credit builder card. That is what I did. The credit limit is kept low for the first year – like $500 or something until you prove that you can handle it. If your bank doesn’t offer this, try going to a department store, like Belks, Sears, or JC Penney and getting one to build your credit.

   If you have been denied credit, the company has to tell you which credit reporting agency they used and you can get a free copy from them.

4. Ask M on October 7th, 2009 5:34 am

   directly from Experian, TransUnion and Equifax, tell
   them you have been denied credit and need your
   credit report.

5. Rony on October 10th, 2009 12:03 pm

   Lady Maria I found interesting information about Credit Reports options here. luck!

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